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Articles

A close up of scrabble tiles spelling the word china by Markus Winkler courtesy of Unsplash.
Matt Pontes | Feb 24, 2026

Will Supreme Court Tariff Ruling Get You a Refund?

Tariffs
Market Volatility
Market Update
Supreme Court struck down $130B+ in tariffs as unconstitutional. Trump replaced with Section 122 (15%, 150 days). Refunds uncertain, could take years. But
Read More
Matt Pontes | Feb 12, 2026

Tax Planning vs. Tax Preparation: They're Not the Same Thing

Tax Planning
Finance
Retirement
Investments

Many people think about taxes once a year — when April rolls around and it's time to file.

By then, the year is already in the rearview mirror. The decisions

Read More
a sign with a question mark and a question mark drawn on it by Nahrizul Kadri courtesy of Unsplash.
Matt Pontes | Feb 11, 2026

Will AI Replace Software Companies and Your Job?

Market Commentary
AI
Economy
Anthropic AI tool crashed software stocks $285B. Job openings hit 6.5M (lowest since 2020). Bitcoin fell 50%. But history shows tech disruption creates winners
Read More
gold and black metal tool by Jingming Pan courtesy of Unsplash.
Matt Pontes | Feb 2, 2026

Why Did Gold Crash After Hitting $5,400 in January?

Monthly Market Commentary
Gold
Federal Reserve
Gold hit $5,417 then crashed 10% in one day. Silver plunged 30%. Kevin Warsh Fed nomination ended "debasement trade." But S&P 500 hit 7,000 on strong earnings
Read More
Matt Pontes | Feb 1, 2026

Tax Planning vs. Tax Preparation: They're Not the Same Thing

Tax Planning
Retirement
Finance

Many people think about taxes once a year — when April rolls around and it's time to file.

By then, the year is already in the rearview mirror. The decisions

Read More
white ceramic mug with coffee on top of a planner by Estée Janssens courtesy of Unsplash.
Matt Pontes | Jan 24, 2026

How Will 2026 Tax Changes Affect Your Retirement Savings?

Financial Planning
Investing
Taxes
SALT deduction jumps to $40,400. High earners must use Roth for catch-ups. Seniors get $6K bonus deduction. One Big Beautiful Bill reshapes 2026 taxes—learn how
Read More
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Matt Pontes | Jan 22, 2026

A Guide to Pensions & Retirement Benefits

Retirement
Investments
Tax Planning

How much do you really know about retirement benefits?

If you’re like most Americans, it’s not that much. In fact, most of us have fairly poor “retirement

Read More
Matt Pontes | Jan 8, 2026

5 Financial Crossroads That Could Reshape Your Future

Finance
Retirement
Family
Tax Planning
Risk Management

You know how life tends to throw in a few plot twists?

They don't ask if you're ready. They just show up—with potential financial consequences tagging along.

A

Read More
Matt Pontes | Dec 25, 2025

What 2025 Taught Us About Staying the Course

Investments
Finance
Risk Management
Retirement

Some years pass quietly. 2025 wasn't one of them.

Between market swings, geopolitical shocks, and a news cycle that never seemed to pause, this year tested

Read More
united states of america banknote by Joshua Hoehne courtesy of Unsplash.
Matt Pontes | Dec 15, 2025

Will the New Fed Chair Change Your Investment Strategy?

Federal Reserve
Monetary Policy
Investing
Jerome Powell's Fed term ends May 2026. Kevin Warsh and Kevin Hassett lead as potential successors. Learn why Fed leadership changes matter less than you think
Read More
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Matt Pontes | Dec 11, 2025

Common Retirement Regrets—And Proactive Moves to Consider

Retirement
Finance
Savings
Risk Management
Insurance
Health
Family
Estate Planning

Many people don’t regret being retired. They regret how they got there.1

“I wish I had saved earlier.”

“I didn’t think long-term care would matter.”

“I should’ve

Read More
Matt Pontes | Nov 27, 2025

4 Pervasive Myths About Inflation

Investments
Finance

4 Pervasive Myths About Inflation

Inflation can feel inescapable these days.

For most of us, it also feels like inflation is higher and more persistent than it

Read More

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