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Articles

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Matt Pontes | Oct 9, 2025

7 Milestones At Age 50 & Above

Retirement

Birthday celebrations at 50 and each year after can be meaningful opportunities to reflect and feel grateful for life’s journey. Some also mark important

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Matt Pontes | Sep 25, 2025

How to Reprogram & Improve Your Money Mindset

Finance
Investments
Savings

What’s the first thing you think of when it comes to money?

Are your thoughts more positive or negative?

Whatever’s natural to you can speak to your money mindset

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blue bubble by Zdeněk Macháček courtesy of Unsplash.
Matt Pontes | Sep 23, 2025

Is the Stock Market in a Dangerous Bubble Right Now?

Market Commentary
Diversification
Long-term investing
Markets hit records with Shiller P/E at 38x vs 27x average. Are we in an AI bubble like dot-com 2000? Learn why current valuations differ and how smart
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a large building with columns and a flag on the corner by Joshua Woroniecki courtesy of Unsplash.
Matt Pontes | Sep 16, 2025

Are Dividend Stocks Still Worth It at 1.3% Yields?

Federal Reserve
Long-term investing
Diversification
S&P 500 dividend yield hits dot-com lows at 1.3% while 10-year Treasuries offer 4.1%. Despite low yields, dividends provided 31% of total returns since 1926
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Matt Pontes | Sep 11, 2025

Overlooked Retirement Expenses (And How to Plan for Them)

Retirement
Finance
Health
Tax Planning
Family
Real Estate

A comfortable retirement doesn’t come with a fixed price tag.

Expenses can change over time, and some of the most important ones are easy to overlook.

That’s one

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a person stacking coins on top of a table by Towfiqu barbhuiya courtesy of Unsplash.
Matt Pontes | Sep 2, 2025

Why Did Markets Hit New Highs Despite Fed Uncertainty?

Market Commentary
Investing
Monetary Policy
Markets reached record highs in August despite tariff disputes and Fed policy shifts. 81% of S&P 500 companies beat earnings expectations. Learn what strong
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Matt Pontes | Aug 28, 2025

How Tax Loss Harvesting Can Potentially Reduce Your Capital Gains Taxes

Investments
Tax Planning

If you’re like many investors, the thought of paying capital gains taxes on your successful investments might feel overwhelming. But what if there was a

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united states of america banknote by Joshua Hoehne courtesy of Unsplash.
Matt Pontes | Aug 25, 2025

What Do Fed Rate Cuts Mean for Your Portfolio?

Market Commentary
Federal Reserve
Long-term investing
Powell's Jackson Hole speech confirms September rate cuts. Bond markets show record confidence while credit spreads hit multi-year lows. Learn how declining
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Inflation is spelled out using scrabble tiles. by Markus Winkler courtesy of Unsplash.
Matt Pontes | Aug 18, 2025

How Can You Protect Your Portfolio From Inflation?

Inflation
Investing
Market Commentary
Inflation at 2.7% plus tariff threats create silent wealth erosion. What cost $1 a century ago now costs $18. Learn proven strategies to protect your purchasing
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Matt Pontes | Aug 14, 2025

Why Your Brain Sabotages Your Investment Plan (No Matter What the Market Does)

Investments
Finance
Savings
Risk Management

The Dow crosses 45,000. Your brain whispers: "This has to be the top."

The market drops 15%. Your brain screams: "Get out before it gets worse!"

Different

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two hands touching each other in front of a blue background by Igor Omilaev courtesy of Unsplash.
Matt Pontes | Aug 11, 2025

Are AI Stocks Too Concentrated for Safe Investing?

Long-term investing
AI
Diversification
Magnificent 7 tech giants drive 35% of S&P 500 performance. AI boom creates opportunities but concentration risk threatens portfolios. Learn how to balance
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white and black abstract illustration by Morgan Housel courtesy of Unsplash.
Matt Pontes | Aug 5, 2025

Can You Trust Government Economic Data for Investing?

Politics
Investing
Market Commentary
Mixed economic signals create investor confusion. Recent employment revisions spark data reliability questions. Learn how to build complete market views using
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