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Articles

Matt Pontes | Jun 11, 2026

Business Succession Planning: Built to Last vs. Built to Transfer

Finance
Retirement
Estate Planning
Family
Investments

Many business owners spend decades building something that works. The team. The reputation. The customers who keep coming back.

Then comes a quieter assumption

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Matt Pontes | May 28, 2026

Mastering Stormy Waters: Smart Strategies for Healthcare Costs in Retirement

Finance
Lifestyle
Retirement
Health
With healthcare costs often resembling an unpredictable market, and long-term care expenses looming, the post-work years require careful financial planning
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a gas pump next to a brick wall by Dawn McDonald courtesy of Unsplash.
Matt Pontes | May 14, 2026

Should You Change Your TSP or 457(b) When Gas Prices Rise, Tariffs Shift, and Markets Hit Record Highs?

Market Commentary
Long-term investing
Markets hit new highs despite tariffs and $4.50 gas. Here's what that means for your TSP, 457(b), and military retirement plan — and why staying the course
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Matt Pontes | May 14, 2026

The Estate Plan That Looks Complete on Paper

Estate Planning
Tax Planning
Real Estate
Property
Family
Retirement
Risk Management
Finance
Investments

Many estate planning failures aren't dramatic. There's no missing will, no family feud, no document anyone forgot to sign.

The plan is right there in the drawer

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Matt Pontes | May 1, 2026

Longevity in Retirement & What You Should Know

Investments
Retirement
Finance
Savings

How many years will your retirement last?

What are the chances you’ll live past 90?

Most of us answer those questions wrong because we don’t have strong longe

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Matt Pontes | Apr 23, 2026

When the Headlines Keep Changing, Your Strategy Shouldn’t

Investments
Finance
Risk Management

It rarely starts calmly.

A headline breaks. Markets react. Another update follows—then another. Before long, the story feels like it’s shifting by the hour.

And

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Matt Pontes | Apr 9, 2026

What $100 Invested in 1928 Would Be Worth Today

Investments
Finance
Savings
Retirement
Risk Management

Many people think the biggest risk with money is losing it. A bad investment. A market crash. A bet that doesn't pay off.

But what if the most expensive

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Matt Pontes | Mar 26, 2026

Your Role & Responsibilities as an Agent in a Power of Attorney (POA)

Investments
Finance
Tax Planning
Insurance
Estate Planning
A power of attorney (POA) can grant you certain authority and specific responsibilities. While the extent and limitations of POAs can vary based on many factors
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shallow focus photograph of black and gray compass by AbsolutVision courtesy of Unsplash.
Matt Pontes | Mar 16, 2026

Should You Sell During a 5% Market Pullback?

Market Commentary
Market Volatility
Investing
Oil above $100, S&P 500 down 5% from highs, bond yields at 4.2%. Pullbacks are normal—2025 had six 5%+ drops yet returned 18%. Diversified portfolios smooth
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Matt Pontes | Mar 12, 2026

A More Flexible Way to Think About Retirement

Retirement
Finance
Lifestyle
Risk Management

Many retirement plans are built on a quiet assumption: that spending stays roughly the same from year one to year thirty.

It sounds reasonable. But research

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six fighter jets by UX Gun courtesy of Unsplash.
Matt Pontes | Mar 2, 2026

How does war with Iran affect my investments?

Market Volatility
Long-term investing
Current Events
US-Israel strikes on Iran ("Operation Epic Fury") target leadership and nuclear sites. Iran's Supreme Leader killed, retaliation ongoing. Oil prices rising
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Matt Pontes | Feb 26, 2026

Practical Tips: How to Avoid These 4 Estate Planning Missteps

Finance
Lifestyle
Estate Planning

First, let’s start by uncovering the most common mistake in estate planning…

Surprisingly, this frequently made mistake might already be on your doorstep. A

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