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Articles

Matt Pontes | Sep 11, 2025

Overlooked Retirement Expenses (And How to Plan for Them)

Retirement
Finance
Health
Tax Planning
Family
Real Estate

A comfortable retirement doesn’t come with a fixed price tag.

Expenses can change over time, and some of the most important ones are easy to overlook.

That’s one

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a person stacking coins on top of a table by Towfiqu barbhuiya courtesy of Unsplash.
Matt Pontes | Sep 2, 2025

Why Did Markets Hit New Highs Despite Fed Uncertainty?

Market Commentary
Investing
Monetary Policy
Markets reached record highs in August despite tariff disputes and Fed policy shifts. 81% of S&P 500 companies beat earnings expectations. Learn what strong
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Matt Pontes | Aug 28, 2025

How Tax Loss Harvesting Can Potentially Reduce Your Capital Gains Taxes

Investments
Tax Planning

If you’re like many investors, the thought of paying capital gains taxes on your successful investments might feel overwhelming. But what if there was a

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united states of america banknote by Joshua Hoehne courtesy of Unsplash.
Matt Pontes | Aug 25, 2025

What Do Fed Rate Cuts Mean for Your Portfolio?

Market Commentary
Federal Reserve
Long-term investing
Powell's Jackson Hole speech confirms September rate cuts. Bond markets show record confidence while credit spreads hit multi-year lows. Learn how declining
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Inflation is spelled out using scrabble tiles. by Markus Winkler courtesy of Unsplash.
Matt Pontes | Aug 18, 2025

How Can You Protect Your Portfolio From Inflation?

Inflation
Investing
Market Commentary
Inflation at 2.7% plus tariff threats create silent wealth erosion. What cost $1 a century ago now costs $18. Learn proven strategies to protect your purchasing
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Matt Pontes | Aug 14, 2025

Why Your Brain Sabotages Your Investment Plan (No Matter What the Market Does)

Investments
Finance
Savings
Risk Management

The Dow crosses 45,000. Your brain whispers: "This has to be the top."

The market drops 15%. Your brain screams: "Get out before it gets worse!"

Different

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two hands touching each other in front of a blue background by Igor Omilaev courtesy of Unsplash.
Matt Pontes | Aug 11, 2025

Are AI Stocks Too Concentrated for Safe Investing?

Long-term investing
AI
Diversification
Magnificent 7 tech giants drive 35% of S&P 500 performance. AI boom creates opportunities but concentration risk threatens portfolios. Learn how to balance
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white and black abstract illustration by Morgan Housel courtesy of Unsplash.
Matt Pontes | Aug 5, 2025

Can You Trust Government Economic Data for Investing?

Politics
Investing
Market Commentary
Mixed economic signals create investor confusion. Recent employment revisions spark data reliability questions. Learn how to build complete market views using
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Matt Pontes | Aug 1, 2025

5 Damaging Myths About Money Talks & the Facts Behind Them

Investments
Finance
Lifestyle
Savings
Family

What money topics are the most taboo to talk about?

Earnings, debt, inheritance, or net worth?

For most of us, many financial topics are simply off-limits.1

That

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Matt Pontes | Jul 24, 2025

Planning for the Future: Essential Steps to Secure Your Retirement

Retirement
Savings

Is your retirement savings on track?

If you’re like most people, you may feel it’s not. In fact, concerns about running out of money in retirement are very

Read More
united states of america banknote by Joshua Hoehne courtesy of Unsplash.
Matt Pontes | Jul 21, 2025

Should Investors Worry About Federal Reserve Independence Under Political Pressure?

Federal Reserve
Monetary Policy
Politics
Long-term investing
Current White House-Fed tensions spotlight central bank independence. Learn how political pressure on monetary policy affects your investments and what history
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Matt Pontes | Jul 10, 2025

Why Patience Beats Perfection: The Long-Term Investor's Guide to Market Timing

Finance
Investments

Over the course of your investing life, you’ll encounter market lows and highs. Headlines often spotlight the extremes, especially when markets reach record

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